3 days ago

Credit Analyst / Manager

Humanis AG

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Credit Analyst / Manager

Your tasks
Preparation of rating and transaction analysis to recommendation for credit decision, ready for approval
Annual review/rating assessment of all corporate and retail credit relationships in the Swiss credit portfolio
Monitoring of all NPLs, excesses, collaterals and other mitigating factors (covenants, etc.)
All reporting tasks with regards to the Swiss credit portfolio and consolidation for group-wide reporting
Analyse and monitor all required credit reports and submission for integration in the Group Risk Report
Monitor non-performing loans - ensure compliance with classification standards/provisioning requirements
Conduct due diligence with important clients to ensure necessary risk assessment
Keep track of all regulatory developments regarding credit risk and advise on any upcoming changes
Your profile
A good technical background/experience in credit analysis and credit decision making
Acquainted with all rating processes and analytical tools in the credit risk area
Sound knowledge of all current regulatory requirements (such as Basel III) and other official standards
Aware of balancing risk and rewards in a strategic business concept and credit markets` cyclical nature
High accuracy, diligence and detail orientation
Overall good PC skills with advanced level of Excel - systems savy and able to learn new systems quickly
Strong analytical skills with the ability to draw concise conclusions
Highly analytical with the ability to extract key information for management reporting
Business fluent in English and German, written and verbal
Flexible approach, willing to learn and to undertake a variety of tasks to support the team
Organised and able to prioritise workload effectively/timely and with minimal supervision
Pro-active, diligent and with problem-solving capability, i.e. ability to work through challenges
Resilient and able to adapt to fluctuations in work-load
Team focused but able to work effectively independently
Good communication skills for collaboration with team and other departments, as required
Ambrina Hamid will be at your disposal for any further information and is looking forward to the delivery of your application and documents by email.